Launching soon

Everything you own is behind a password.

Bank accounts, insurance, property papers, investments — and the logins that hold them all together. Willful seals them in one place, and opens them for the people you name, when they need it most.

An older woman crouches beside a small child at a sunlit window, one hand resting on the child's back.

It isn't really for you.

It's for whoever has to work out where everything was — usually while grieving, often from another city, sometimes years too late. Willful is the list you'd want them to find.

Sealed on your device

Your passphrase never leaves your phone. What reaches our servers is ciphertext we have no way to read.

Opened by the people you name

Each nominee holds a key that works only once their claim has been verified — never before.

One place for all of it

Accounts, policies, investments, property, digital logins, and your wishes for what comes after.

Before you need it

Plain guides to the part of personal finance nobody explains.

We hold the lock. You hold the only key. Which means if you lose your passphrase, not even we can open your vault — that is the point.